According to survey results released by TD AMERITRADE, 71% of couples surveyed ages 35-44 report they make decisions about managing debt as a team, compared to 55 percent of couples ages 65+ who reported the same, While 71% seems a bit high to me (based on 20+ years of interacting with thousands of couples), I think it is a great trend given economic roller coaster we have been through in the past 2 ½ years.

All major money decisions, be it debt, retirement, college savings, managing an emergency fund, credit card management and expense management to name a few, should be a team decision. It’s a great way to maintain household accountability and ensure that you stay on track with all of your money goals. How many of you operate as a team? And if so, what one idea is really working for you?